Tuesday, May 23, 2017

Why is Forex a market of the Future (Guest Post)

What forex shortage stands for? For Foreign Exchange, you may know this type of trading also under following names: Forex Trading, Currency Trading, Foreign Exchange Market, or shortly FX. This market is just about buying one currency and selling another currency. So the general task is to buy cheap and sell expensive. FX market is open 24 hours a day, 5 days a week - only weekends are off. Main financial centres of FX are London, New York, Tokyo and Hong Kong.

How to trade Forex

Trading forex means trading currency pairs. You as a trader, for example, buy euros with dollars and you expect that the value of dollars will go down in comparison to euro. If your prediction is correct you earn money by reverse sale. The principle of currency trading is very easy to understand, however trading itself not so much, therefore you need to apply forex strategies and money management strategies that will help you get the edge of profitable trading.

Most traded currencies

If a certain currency is traded more often than others you can usually trade it with more tight spread (thanks to a huge liquidity). The most traded currencies are USD, EUR, JPY, and GBP. The most liquid currency pair is EUR/USD. In almost 87% of all trades, we can meet with the American dollar. No wonder when the almighty dollar dominates in the world's largest economy, the United Stated of America.

Interesting facts about Forex trading

Did you know that forex is...
  • Is considered to be one of the finest markets in the true sense of the word (market economy principles).
  • Is accessible with just the internet connection, no installing is required.
  • Is a market with no commission policy. That means you do not pay a fee for creating a trade (broker makes money only on a spread).
  • Is highly liquid, there are 5,3 trillions of dollars traded daily
  • Is only about you. You do not need any employees, you have no overhead costs (besides from your computer). Forex trading is one of the freest business.
  • Is tradeable from anywhere in the world as long as you have internet access.
  • Is easy to understand, the principle is quite simple.
  • Is a market of the future. Already nowadays forex is the biggest and most popular financial market in the world. More and more people use its advantages.
  • Is market with unlimited possibilities. There are no limits to your profits. Most brokers offer margin-based trading, therefore you can earn a lot of money even when your capital is not sufficient yet.
  • Is almost for everyone you can start even with low capital, or you can trade on a practise demo account.

Forex trading in practice

When we trade forex we should focus on several things. For start, we definitely shouldn't overlook forex news and announcements, because they are very important when it comes to making a decision whether the price of one pair will go up or down. There are several websites which will provide you with this kind of information, one of them is definitely marketwatch.com. You will find there some trading ideas and tips which you can use when you trade. You should also keep an eye on the economic calendar which will provide you following information: an event which is planned on a certain date, an actual current price of the currency, a forecast of the price (and how the event will most likely affect it) and some others.

The forecast is usually marked with labels that indicate how important the news will most likely be - low (low impact on the market), medium (medium impact) and high (high impact). I definitely do not recommend trading news that are marked as "low" without using any other technical analysis, because they are not very solid. If you want to trade based only on a fundamental analysis, look for medium and high importance tags. You also might firstly consider having a look at the previous announcements to see how they affected the price of the currency. Because sometimes not even news with high importance are able to break the price to the opposite direction. The best way to learn how to trade the news is an extensive practice. For this purpose, you can take advantage of a free practise account for forex trading.

BIO: contribution from
Michael is a devoted economist who firstly recognized the forex market 5 years ago. He is also known as a financial nerd. He loves making analysis and reports to see how far he moved in trading over the years, he also loves writing and sharing his beliefs with the internet.

Saturday, May 20, 2017

Which Is Your Potential Wonder Woman Stock?

Being a movie buff, can't help but to integrate my hobby into this seemingly not-related blog. But I am sure I can get away of it, let me explain...

Oh, before that, in case you are not aware, Wonder Woman is the upcoming DC Universe superhero movie (to be released on 1st June 2017 in Singapore). Personally I am so looking forward to it, if you are interested to know why, feel free to drop by my other movie-theme blog, Movie SG.

Now,  let's get back to my way of integration between Wonder Woman and Stock. As shared in my Movis SG blog, early reactions of the US movie fans are tremendously positive, Wonder Woman look set to be the BEST DC movie ever, at least there is a huge potential there. So, if you liken the DC Universe as a particular industry/segment (which has been experiencing an extended period of dull/uninteresting moment) in the stock market, what is the particular stock which has huge potential to break out? Note: I am only talking about "potential" here, it might or might not happens.

For example:
If you liken DC Universe as "Singapore Hospitality Trusts", your Wonder Woman stock could be "Far East Hospitality Trust". Why? I happen to blog about this earlier, check out my answer here.

What about you? Which is your DC Universe and Wonder Woman stock, and why? 


Wednesday, May 17, 2017

My mutated DCA - Follow-up Action

As per my earlier post on my mutated DCA (Dollar Cost Averaging) "strategy" on Singtel (click here to read more why I called it "mutated"), I've expanded by "scope" to include another counter, Asian Pay Television Trust (APTT), of which I've written previously (click here) the reason I am interested in this counter.

Ya, I know, the price (at 55 cents) is higher than my indicated target entry price (50 cents or below) but after considering that it will be a DCA play and it's only a minion (don't misread) shares, I am alright with that.  

By the way, I only get 900 shares today as I want to take advantage of the special $10 commission promotion. Didn't I tell you my portfolio is minion size? lol

Singtel will still be in my DCA list, my intention is to rotate my DCA purchase among a selected list of counters (so far shortlisted 2).  


Note : DYODD (Do Your Own Due Diligent) 

Saturday, May 13, 2017

The Goal Is To Have No Goals, But To Have...

Today's post was inspired by one chapter in Rod Judkins's book, The Art Of Creative Thinking. So, it's kind of unconventional, many people might find it illogical, which is understandable because you can't have too much logical thinking in creativity. 

Anyway, the point of this particular chapter of the book is discussing why people tends to over-rate the "goal setting" and its "side-effects". For example, if you've set a particular goal, especially those S.M.A.R.T. goals* (e.g. achieving financial independence in 2020), you might fall victim of the following side effects:

1. When you have goal, the route to it becomes a labour. Put it another way, it is too linear and anything linear is hardly fun or interesting. 

2. The imagination becomes closed to other possibilities. A goal limits your actions. There isn't room to explore other pathways. 

3. The goal usually need to be precise and has time-limit. This is exact reason why goals backfire - they encourage us to focus narrowly.

So, what should we do if setting goal is not the right thing to do? As per the author, rather than identifying goals, it is better to identify areas of focus. Two key points by the author in differentiating goal and area of focus:

-  A goal defines an outcome but an area of focus establishes what to spend time on.

-  A goal is a result, an area of focus is a gateway.

So, if the goal is to "achieve financial independence", then the area of focus would be "things/stuff that you like to spend more time with before and after you've achieved the financial independence"?

Not sure whether I've illustrated the points correctly, what do you think? 


*S.M.A.R.T. Goals are defined as goals which are Specific, Measureable, Achieveable, Realistic and Time-specific

Wednesday, May 10, 2017

5 Types Of Retail Investors In Social Setting

Retail Investors
First, happy VESAK DAY to all Buddhist friends and for the rest, enjoy the mid-week Public Holiday!

Being a newbie retail investor myself, it is fun to make some casual observation when interacting with peer retail investors either in group chats or social media like Facebook, InvestingNote etc. So, decided to make this fun post about my personal observation of the types of retail investors "buddies" when in social setting. For those who have interacted with me before, please do not 对号入座 OK? This is just a fun post :-)

1. The "Kang Tao" Hunters:
Most of the time, "what's the kang tao*?", "any kang tao?" texts/messages will be from them. To be frank, occasionally, I belongs to this type of retail investor too :-) Nothing wrong with that, I guess it's a quicker way to gather information/tips (whether the information/tip is valid or not is another issue). Of course, the Kang Tao Hunters will not take all information as face value, they will still do some "homework" to validate the information.  

*Kang Tao is Hokkien word for opportunities!

2. The "Kang Tao" Providers:
When you have Kang Tao hunters, you need Kang Tao providers to close the gap. So, naturally the second type is Kang Tao Providers. They usually willingly provide their Kang Tao and feel good/proud about it, especially if they've done their super-duper in-depth due diligent. Many a time, this type of retail investor also fall under Type 3 (see below).  

3. The Disclaimer-ers:
The disclaimer-ers belong to the type whereby they will put a disclaimer in everything they said, especially in relation to some kang tao discussion. Either they have some bad experience OR they just want to make sure that their reputation are in-tact when the fact go against they view. In any case, nothing wrong to be "safe than sorry"!   

4. The Quiet Listeners:
These are the type of retail investors hardly talk/chat but they will read/absorb the conversion quietly at the cosy corner of their office or home. Until one very bright moment, they will decide to say something along the line "Great view there", "Thanks for sharing" etc..

Errr... I occasionally belongs to this type too :-) 

5. The In-depth Analyzers:
All other retail investors will like this type of buddy as they will provide a very detailed analysis of their view, be it macro-economy or specific stocks. It also means that, most of the time, they  are the more seasoned retail investors and contributed the most in the conversation. 

Lots to learn from them! 

Alright! This is my fun take on the 5 types of retail investors (in social setting). Of course, at times we switch types along the way, depending on the topic in the conversation. Also, there is no right or wrong type, just like your blood type! :-) 

Oh! Did I missed out any other type(s)?


Sunday, May 7, 2017

Lollapalooza Tendency - Mother Of All Psychology Tendencies/Biases

As per my earlier post, I am currently reading the book entitled Charlie Munger : The Complete Investorby Tren Griffin (click here to see more). While I am still half way through the book but there is one psychology bias or tendency that caught my eye, and it's called : Lollapalooza Tendency

The reason it caught my eye is because the word seems exotic and odd sounding! :-) And when I googled the term, the first in the search result is an annual music festival at United States! Not helping...hahaha.

In any case, I believed this is a term coined by Charlie Munger to remind the investors the importance of psychology biases when comes to investing. 

As per the book, it (Lollapalooza Tendency) is briefly explained as:
"The tendency to get extreme confluences of psychological tendencies acting in favor of a particular outcome"
Of course, the "outcome" here might be a good or bad, depending on the situation. 

If I were to give a metaphor, it's like all the Power Rangers (the red, blue, black, pink and yellow rangers) merged together and transformed into Megazord, which can defeat monster(s) that the individual Power Ranger is unable to cope. So,

Lollapalooza Tendency = Megazord

Does it (the metaphor) make sense to you? Hahaha

On a more serious note, I do agree that the psychology biases are something every investor need to be wary of as it is much more difficult to learn and apply into what Charlie Munger called a trained response, when comes to making investment decision (do take note that non-action is also deemed as a decision). 


Wednesday, May 3, 2017

What Make Benjamin Graham's Principles Of Value Investing So Hard To Follow?

Recently, I chanced upon a value investing book while browsing at Bangkok's Kinokuniya. After browsing through a few pages, I decided to get the ebook version and continue reading. 

Reason? It's very layman term and useful for noob like me. 

The title of the book is Charlie Munger : The Complete Investor (authored by Tren Griffin). As I am still at the beginning of the book, there are much to learn from the author. However, I would like to re-share the 4 fundamental principles of value investing by Benjamin Graham (as shared by the author) here and my view of why they are so hard to follow especially for retail investors? 

PRINCIPLE 1 - Treat a share of stock as a proportional ownership of the business. 

PRINCIPLE 2 - Buy at a significant discount to intrinsic value to create a margin of safety

PRINCIPLE 3 - Make a bipolar Mr. Market your servant rather than your master.

PRINCIPLE 4 - Be rational, objectives, and dispassionate

My view : 

As you can see, in order to follow the first 2 Principles, you need to equip yourselves with sufficient financial and business knowledge and apply them in your investment decision. How many of us can really dissect and make sense of the Annual Report thoroughly? Ok ok, there are quite a number of my financial blogger friends already doing it with flying color, but the catch it : most of them  with Accounting background, so they see and breathe numbers everyday.  

The last 2 Principles are even tougher as they are dealing with your emotional response when comes to perceived winning or losing, your psychological response/biases etc.. As you know, when dealing with feeling/emotion, fear and worry usually won at the end, unless you have went through enough "training" and able to have a "trained response" (as they called it), minus the emotion.    

Don't get me wrong, I am still a believer in Value Investing. Just wanted to emphasize its toughness in practice. Ok, granted, most of you already knew that. So, just treat this post as "I am talking to myself" :-) 

In fact, that explains why Value Investing is only ONE of the successful investing approaches and not the ONLY approach. As the saying goes : all roads lead to Rome.

Do you agree with my view? Feel free to comment below.


Saturday, April 29, 2017

Weekend Thought - Rest

Time really fly, we are at the end of April and May is commencing soon. 

Yet another long weekend for most people here, an early May Day wishes to all of you. As the Chinese saying goes 休息是为了走更长远的路 (briefly translated into : Rest is necessary in order to go/move further).

Let's have a good rest over this long weekend, either in Singapore or oversea as many are having weekend getaway to neighboring countries. 

The latest news from a couple of my friends who are heading to Malaysia this morning: both links at the customs are experiencing a huge jam. Keep calm; Keep going!

So, forget about your work (temporarily, if you can);

Forget about the performance of your stocks/counters by not reading the related business/financial news, looking at the charts etc... (don't tell me you can't do this!?);

Forget about the stress in your personal life that you are currently experiencing, be it relationship, financial challenge or even about kiddos.. (temporarily)

Just give yourself some ME-time and REST well. Some time, by just stepping out of your 4-wall (aka home) and meet up/chat with friends is enough to rejuvenate your pace of life.

Life is always full of Ups and Downs, we just need to embrace life. 


Wednesday, April 26, 2017

Book - The Singapore Blue Chips : 3 Key Reasons Why I Snap It From Library

Today, while casually browsing at the National Library during lunch time, I chanced upon a local book, The Singapore Blue Chips - The Rewards & Risks Of Investing In Singapore's Largest Corporates [2017] (authored by Nandini Vijayaraghavan and Umesh Desai). After flipping through a few pages, I immediately decided to loan it for further reading. 


#1 - This is the first financial book that I've chanced upon covering the Singapore Blue Chips. Even though it covers only 16* out of the 30 companies in STI (Straits Times Index), it is still a good compilation. On top of the 16 companies, it covers 4 more non-STI companies i.e. Temask Holdings, Fraser & Neave (F&N), Marina Bay Sands (MBS) and Olam International. 

#2 - The book is written in a very layman term, good for newbies like me. 

#3 - It has plenty of graphs/charts showing the trends of industry-specific key business parameters of the companies. For example, for Singapore Telecommunication (as I am vested in this company, so this is the chapter that I zoomed into first :-)), it shows the 12 years trends (2005 to 2016) of:
- Cellular Subscribers 
- Cellular ARPU (Average Revenue Per User)
- Postpaid SAC (Subscriber Acquisition Cost)
- Broadband Lines subscribers etc...

Even though it doesn't provide many statistics/ratios related to investing like EPS, P/B etc... it does provide very easy to digest narrative of business/financial review, challenges faced and key takeaways for each of the company covered.  

If you are interested to know more about the corporate milestones and evolution of the business of the key Singapore Blue Chips, you can definitely consider this 300+ pages book.


*16 companies covered under the book:
1. Golden Agri Resources
2. Wilmar International
3. Singapore Exchange Limited
4. Keppel Corporation
5. Sembcorp Industries
6. Singapore Technologies Engineering Limited
7. SIA Engineering 
8. CapitaLand
9. Global Logistic Properties
10. Starhub
11. Singapore Telecommunications
12. ComfortDelGro
13. Singapore Airlines
14. DBS
15. OCBC
16. United Overseas Bank
Plus 2 REITS:
1. CapitaLand Mall Trust
2. Ascendas REIT

Saturday, April 22, 2017

Asian Pay Television Trust (APTT) - The Reasons Behind Its 7% Jump Yesterday?

If you are vested with the Asian Pay Television Trust (APTT), I am sure its performance yesterday (which is a whopping 7.14% jump to $0.525) put a smile on your face. Some of you might already took profit out of this "rare" jump. 

The question is what trigger the jump? 

Reading through numerous sites, my personal interpretation/guesstimate are :

1. Appointment of new CEO, Brian Mckinley and CFO, Somnath Adak. Prior to be appointed as the CEO, Brian Mckinley is the CFO of the trustee. This could be the reason that bring positive cheer to the market.

2. Steady performance for FY 2016 (a copy of FY2016 Annual Report can be found here).

3. Sumptuous Dividend Yield - Total distribution per unit for 2016 is 6.5 cents and the Chairman has indicated that distribution for 2017 will be consistent with 2016 at 6.5 cents (which translate into 12.3% dividend yield with the latest share price of 52.5 cents). 

Extracted from APTT's FY2016 Annual Report
Other side news about APTT:
1. Do you know who is the biggest institutional shareholder? It's non other than our very own Temasek Holdings Pte Ltd (held 7.98%) :-) 
source : Financial Times
2. Analysts are quite upbeat in their forecasts, with median target of 70.5 cents and high estimate of 90 cents. Even the low estimate is also sitting at 51 cents
source : Financial Times
I have been "secretly" monitoring this trust for a couple of weeks (I used to queue it at 45 cents but missed it twice), for now, I am looking at the entry price of 50 cents or lower.    


Note : DYODD (Do your own due diligent)

Friday, April 14, 2017

Singtel - Accumulating as part of my mutated DCA

As per my previous post in Nov 2016 (click here to see), I've chosen Singtel (Z74) as he stock to go on "DCA" (the reason why I bracket it is because my original intention is not to strictly invest every month but rather retain the flexibility to enter as and when I viewed that the price is right). Well, you may argue that I should not even call it DCA (Dollar Cost Averaging), you are probably right, but who cares, it doesn't really matter lol

Since Wednesday (12/04/2017), for some "good" reason, Singtel share went through a phase of massive short selling, the share price has dropped about 3.5% (from $3.90 to $3.76 at yesterday's closing). So, I took this opportunity to accumulate the Stock in two tranche (500 @ $3.81 and another 500 @$3.76). In total, I have accumulated 1,500 shares with the average price of $3.78.

Are you doing any DCA? If yes, on which particular stock(s)?


Sunday, April 9, 2017

My Thought On Tony Robbins' Latest Book Unshakeable - Your Financial Freedom Playbook

I've been following the famous motivational guru, Tony Robbins' books since his Awaken The Giant Within (1991). So, I can consider myself a fan of his book. In the recent years, his books are mainly focusing on the personal finance, from the 2014's Money - Master The Game to this year's Unshakeable - Your Financial Freedom Playbook.

Effectively, Unshakeable is a follow-up to his much voluminous Money - Master The Game (2014), there are quite a number of Rules/Principles stated in Unshakeable are actually a conscious version from Money. 

Of course, the overall context of the book is more applicable to US e.g. you will see him stating quite a number of investment vehicles which are for US citizens, like their 401(K) plan etc.. Having said that, I still enjoyed reading it very much  as all the Principles/Guides are deemed universal and timeless. 

Some of you might find that most (if not all) of his principles are kind of common sense and too simplicity and he himself admitted it. Anyway, who says life need to be so complicated? Most of the time, the difference between those who are succeeded and those who are not comes down to this word : ACTION.  

I especially like Section III of the book whereby it covers the Psychology of Wealth. Many of the proven biases (like "confirmation bias", "recency bias" and "home bias" etc..) are covered here and he also provided the solution(s) to counteract these biases.

Also, his points on the "Art Of Fulfillment" and the Two States of self ("Beautiful State" vs "Suffering State") are something that I adored too. 

Besides the financial related facts and principles gems, which is aplenty in this book, the other two principles (from "The Art Of Fulfillment" chapter) that strike with me are: 
You must keep Growing 
You have to Give
Overall, I do recommend this book to everyone who want to up your ante in the personal finance acumen. 

Before I end this post, just like to re-share one of the quote from the book :

"Money doesn't change people. It just magnifies who they already are"


Wednesday, April 5, 2017

Free Webiner - Fintech Oppotunities For VCs and Startups in Southeast Asia

Nowadays, FinTech is everywhere, in fact, as a branch out of it, InsurTech is everywhere now too (at least I am hearing it every now and then in my office). 

So, what is actually FinTech? 

How does it disrupt the Finance Industry, especially in Singapore? 

To be frank, I am not too sure myself.  

I've gotten an email invite recently for a free FinTech webiner, for those who are keen to learn more about FinTech Opportunities in Southeast Asia, you may be interested to check out this free webiner from World Wealth Creation Conference and it will be held next week (12 April 2017, Wed 7 PM). 

You can check out more details here and register free here


Thursday, March 30, 2017

Two Figures Related Free Apps To Download This Week

Mobile Apps are fast becoming integral part of our daily routines/lives. Besides the social media apps like Facebook, Instagram etc, that keep our fingers busy (from swiping), there are plenty of financial/news or gaming apps around that take up a fair bit of our time (no wonder nowadays most of us are suffering from sleep deficiency, because there are simply too many info to see/digest).

Today, I am going to share two more apps (both are related to figures) which were developed by my friends. 

Two Apps ; One Theme (Figures)

One for Google Play (Finance) and One for iOS (Game)

Fair and square! lol

This is a revamped app from Dr Wealth (after acquired by BigFatPurse), it's a financial app targeting at retail investors to keep track of their stock portfolio, reviewing their stock performance (with charts) including the dividends received, all in one app. Too bad, it is only available in Google Play at the moment, hope the iOS version is up soon.
Dr Wealth App
Dr Wealth Google Play App
I did download the older version of Dr Wealth app before and quite like the user experience. When the revamp version for iOS is up, I will definitely give it a try again. If you are a Google Play user, give it a try by downloading from Dr Wealth.   

The second app is a simple and fun time-wasting game, if you like math, you will enjoy it! Think along the line of Candy Crush with the numbers (figures)!
Figure Up App, iOS, Game App
Figure Up! iOS App
If you have some time to kill (like when commuting via public transports), can consider improve your mathematical prowess and have fun along the way. You can download it from the App Store here.


Tuesday, March 21, 2017

Interview With Jes Of SimplyJesMe Blog

It has been a while since my last "Interview With The Fellow Investors" series, 4 months plus to be exact. Of course, I want to make this as evergreen blog series, as long as there is willing interviewees, I will ensure its continuity.

Our next interviewer is the second lady blogger in this series, she is Jes from SimplyJesMe blog (I like the name). Even though I've not met her personally but I drop by her blog occasionally. 

Without further ado, let's start the ball rolling....

Q1 : Can you give us a brief introduction about yourself?
A1 : I am Jes, a 30 years old Singaporean who is doing SimplyJesMe just for the love of sharing my thoughts. It does not have a niche like others, I blog about everything that I like, such as free and easy travelling tips, personal finance and stories to push people into action. Actually I started the blog and aim to be a financial blogger with my first post on OCBC 360, but I found I am not keen to keep talking about stocks and FA, which led me to blog about my travels and others.

Q2 : Are you a full-time or part-time investor at the moment?
A2 : I am a part time investor in stocks, not pro enough to go full time at all.

Q3 : When (at what age) did you start investing in shares and who has influenced you the most?
A3 : I started investing at 25 years old after some influence from my parents. My first stock was Olam thanks to a tip by a good friend. After which, I started to read up actively on passive investing. “Rich dad, poor dad” and “One up on wall street” gave me more insights into the world of investing.

Q4 : Do you view yourself as long-term (holding shares in years), short-term investor (holding shares in days/months) or mixture?
A4 : I am usually a long term investor but would go short term if I feel that the stock is over valued. However, till now I still have not started to cut loss so I am earning money with only book loss!

Q5 : What is your basis of selecting the shares to invest (e.g. basing on fundamental analysis, technical analysis or other methods/sources [share a little bit more details if it is the latter])?
A5 : I based it more on fundamental analysis. Peter Lynch’s formula in “One up on wall street” is a good guide and I slowly fine tune it to the current market situations. I believe people need to start investing so that they will monitor their stocks and learn from the actual experience. Most friends I know are stuck at the stage where they do not dare to invest out of fear of the high risk.

Q6 : What is your targeted and achieved annual rate of returns (%) so far?  
A6 : My targeted rate of returns : 8 %
        My achieved rate of returns : 5% (Including book loss)

Q7 : What is your most recommended online investing resource (site or blog) to share with our readers?
A7 : Investopedia.com, and all the other blogs recommended on my blog. 

Q8 : Besides shares, what other investment are you involved in (e.g. Real Estates, Bonds or REITs etc)?
A8 : My own business SnackFirst.com, where I strive to provide happiness in the form of snacks from all over the world. 

Q9 : What is your Portfolio Distribution like?
A9 : 60% equities, 40% cash. Besides stocks, I also invest monthly and passively in STI ETF through POEMS Sharebuilder.

Q10 : If the readers what to get in touch with you, how to get hold of you? (Sharing of your website/blog/social media profile etc..)
A10 : They can contact me through SimplyJesMe/SnackFirst contact me page, Facebook, Twitter or Instagram.

Last but not least, if you are a retail investor and would like to be featured in my "Interview With The Fellow Investors" blog series, please feel free to email me at investopenly@gmail.com 

Also, for the complete list of my interviewees and their posts, check it out here.


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