Interview with Little Boy of "Little Boy Investment" Blog

My next interviewee in the "Interview With Fellow Investors" blog series is having one of the most common but yet cute name. He just like to be called "Little Boy", after reading his response to my interview questions, I think I can understand why! ;-)

Being an uncle (as a straight comparison to our Little Boy) and newbie to the investing game, I must say that I've learned a lot just by reading the response from all my interviewees (really appreciate their willingness and time spent in answering the questions). One key point I gathered : everyone of us are difference, stocks investment is not a one-size-fit-all kind of venture and hence we need to find our own style and create our own story.

Enough of uncle's view, let's take a look at what Little Boy has to say...   

Q1 : Can you give us a brief introduction about yourself?

I am just an ordinary guy going through the path most people are taking; pursuing a degree in Banking and Finance. I born in a middle-income family with enriching family values inculcated in us. My father advocates a lot on moral values and discipline. From this, you can tell that I am a super saver. I do indulge in spending at times but I take that as a self-investment. Moderation and balance is another key priority bled in us. Thus, I am extremely fortunate to be raised by my parents.

I am very sporty too. Almost all kinds of sports I can play it generally well. I specialized in playing badminton and attain numerous achievements and medals. Initially I was intending to pursue Sports Science as my degree. Besides that, I am fun-sized. Hence, my nickname says it all, “Little Boy”. I look like 14-16 years old instead of my actual age of 22. Hahaha.

Q2 : Are you a full-time or part-time investor at the moment?

I am a part-time investor. I am doing investing more of earning passive income. Being young, I am able to fully utilize this magic trick called compound effect. Albert Einstein claimed that this is the biggest mathematical discovery. 

Q3 : When (at what age) did you start investing in shares and who has influenced you the most?

I started investing at the age of 19 years old. My army friend introduces me into this game and advises me to open up a Philips account. I was in army during that period and I was thinking real hard how to earn money besides from my miserable army pay. I even go to the extent of googling, “how to earn money online”. 

So, one fine day, my army friend forcefully accompanied me to open an account. I remember back then, I had zero knowledge about investment and how does it even works. I was not concern about the risk of losing my money; I was rather relaxed when I made that decision to venture into opening an account. I really have to thank him for on this part. 

Q4 : Do you view yourself as long-term (holding shares in years), short-term investor (holding shares in days/months) or mixture?

Long term. 

Q5 : What is your basis of selecting the shares to invest (e.g. basing on fundamental analysis, technical analysis or other methods/sources [share a little bit more details if it is the latter])?

I base hugely on fundamental analysis and a slight part on technical analysis. 

Q6 : What is your targeted and achieved annual rate of returns (%) so far? 

6-10%. The stocks I hold are mostly growth stocks that are waiting to find its true value. I have a few dividend counters too and they are yielding about 6%. I am fine with this yield because I will let the compound effect do its job. 

Q7 : What is your most recommended online investing resource (site or blog) to share with our readers? 

When I was a newbie with zero knowledge, I started picking up my foundation by reading on www.investopedia.com. This is one website that guides you step by step. All the financial jargons can be easily be decoded by this website. Till now, I am using this website. 

Another better alternative will be www.thefinance.sg where you will find a list of compile financial bloggers from all walks of life. I use forums too, hardwarezone and www.valuebuddies.com . This is a place where you can find debatable and differing opinions. Remember, in investing, always look at two side, the upside risk and downside risk. 

Q8 : Besides shares, what other investment are you involved in (e.g. Real Estates, Bonds or REITs etc)?

I owned some REITs counter.

Q9 : What is your Portfolio Distribution like”? 

15% Cash

85% Equities

Q10 : If the readers what to get in touch with you, how to get hold of you? (Sharing of your website/blog/social media profile etc..)

You can visit my blog at Little Boy Investment or contact me at littleboyinvestment@gmail.com. I will be happy and willing to entertain all kinds of question.

Hmmmm... until now I am still a bit puzzle at what does fun-sized really means (as per Little Boy's response in Q1), I think one day I got to meet him to find out myself. As the saying goes : seeing is believing! ;-)

By the way, whether you are a lady or gentlemen (for that matter, boy or girl), as long as you are a retail investor and would like to be featured in my "Interview With The Fellow Investors" blog series, please feel free to email me at investopenly@gmail.com. 

For the complete list of my previous interviewees, do check it out here. 

Cheers!