Interview With Kendrick Of A Peek Into An Oddball Teen's Mind

It has been more than 3 months since my last "Interview Series" post, I am pleased to share that I've found my next "target" ;-)

He is a young chap (I called him "Ah Boy") with vast experience in personal finance stuff, ranging from precious metals to stock investing to business start-up. His name is Kendrick, owner of A Peek Into An Oddball Teen's Mind. Mind you, he is only 18 years old and is still schooling. He is very oddball (that explains why the name of his blog) and like to "piak" Singlish and Hokkien. 

I met him once and have a chance to chat with him during a meal session. He strikes me as someone with big dreams and will make it big one day (Ah Boy : remember to keep smiling regardless of which state of your life, OK?) 

Oh, wonder why I am using the image of Doreamon in this post (In fact, he is the one send this image to me)? The reason being that he is as cute as Doreamon (physically) ;-)  

Without further ado, let's take a look on how Kendrick responded to my interview questions in his oddball and Singlish style.  

Enjoy!

Q1 : Can you give us a brief introduction about yourself?

Q1 : I’m a full time polytechnic student at Temasek Polytechnic , a full time Business person , full time financial literacy advocate, a full time investor and an occasional trader. Oh my , what a mouthful! Oh and I look like the uglier version of an over sized doraemon :p 

Q2 : Are you a full time or part-time investor at the moment?

A2 : I’m a full time investor.

Q3 : When (at what age) did you start investing in shares and who has influenced you the most?

A3 : I started dabbling in shares when I was about 14, about 4 years ago? I think I was inspired by this news article of a successful investor earning a million a year then ? Then $1m is like $5m now? haha 

Q4 : Do you view yourself as long-term (holding shares in years), short-term investor (holding shares in days/months) or mixture?

A4 : Definitely both , I can’t be holding just a defensive portfolio now , can I?

Q5 : What is your basis of selecting the shares to invest (e.g. basing on fundamental analysis, technical analysis or other methods/sources [share a little bit more details if it is the latter])?

A5 : Wah , this one I have to attribute to my “anyhow hantam theory” le . Well, I guess I use FA and my gut feel , sometimes TA but rarely . For FA I would look at the Assets the company have and how much “liquid” assets it can use to save itself should it screw up and need the $ to bump cashflow up.

Then I look at the liabilities and bump the figure up by 80% and see if the biz model is viable , if it is , then I’ll look at who is running the company , the industry it is in , industry standards for the past three year as comparison and loads of other stuff where now I feel I can “use my gut” to go lar , then I decide whether I wanna buy. Oh yah , I need to mention this , I only buy stuff that I can sleep with and sleep peacefully and soundly at night :)

Q6 : What is your targeted and achieved annual rate of returns (%) so far? 

A6 : My targeted rate of returns : 60 %

My achieved rate of returns : Average out my portfolio , my yearly returns is about 35-40% , with silver being the most “shiok” and “ho chiak” thing till date kekeke , 60% in 3 yrs…. ! 

Q7 : What is your most recommended online investing resource (site or blog) to share with our readers?

A7 :  Ah! Lai Lai , I list out for u! 

1) The Russian Gun (ASSI AK) , 

2) The Japan named blog :p (Kenji Wealth Mgmt) 

3) Uncle Rich’s blog! (Invest Openly) 

4) Bully the bear 

5) SGYI 

6)TeenageInvesting 

7) Epsilon Luxe 

8) My blog, if you’re bored kekeke and can tahan enough singlish to feed you for a year 

9) Investopedia

10) Book of singlish if you can’t figure out my blog 

Q8 : Besides shares, what other investment are you involved in (e.g. Real Estates, Bonds or REITs etc)?

A8 : Hehehehe, well I’m vested in IGPM , Investment Grade Precious Metals (ie, gold , silver , platinum) physical ones only , I’m an advocate for it :) It is also my business lar , my investments include Shares , both in listed and in start-ups , physical precious metals and well I still can’t get over the idea of owning half a basin somewhere in Telok Blangah :p (please infer)

Q9 : What is your current Shares Investment portfolio size (in range, no need specific)? 

A9 : Ok , so here goes nothing. My portfolio is in the low-five figure range , my portfolio distribution looks like this : Out of the 30% in shares , 45% in pennies , 40% in mid-cap , 15% in blue chips. For IGPM , 40% gold , 59% Silver , probably 1% platinum.

Q10 : If the readers want to get in touch with you, how to get hold of you? (Sharing of your website/blog/social media profile etc..)

A10 : See what pattern you wanna chut , you can add me on Facebook (Kendrick Goh) , Instagram, Twitter , email me at ken-inc@hotmail.com , visit my blog at kgwj.blogspot.sg or worst come to worst if u wanna drink kopi, look for uncle rich , he’ll be my “gatekeeper” ( don't know if he is willing bo? ;-) [after note from uncle richard : yes, I am happy to]

Last but not least, if you are a retail investor and would like to be featured in my "Interview With The Fellow Investors" blog series, please feel free to email me at investopenly@gmail.com. 

Also, for the complete list of my interviewees and their posts, check it out here.

Cheers!