Two Figures Related Free Apps To Download This Week

Mobile Apps are fast becoming integral part of our daily routines/lives. Besides the social media apps like Facebook, Instagram etc, that keep our fingers busy (from swiping), there are plenty of financial/news or gaming apps around that take up a fair bit of our time (no wonder nowadays most of us are suffering from sleep deficiency, because there are simply too many info to see/digest).

Today, I am going to share two more apps (both are related to figures) which were developed by my friends. 

Two Apps ; One Theme (Figures)

One for Google Play (Finance) and One for iOS (Game)

Fair and square! lol

Dr Wealth (Finance) - Google Play Only:

This is a revamped app from Dr Wealth (after acquired by BigFatPurse), it's a financial app targeting at retail investors to keep track of their stock portfolio, reviewing their stock performance (with charts) including the dividends received, all in one app. Too bad, it is only available in Google Play at the moment, hope the iOS version is up soon.

Dr Wealth Google Play App

I did download the older version of Dr Wealth app before and quite like the user experience. When the revamp version for iOS is up, I will definitely give it a try again. If you are a Google Play user, give it a try by downloading from Dr Wealth.   

Figure Up (Game) - iOS Only:

The second app is a simple and fun time-wasting game, if you like math, you will enjoy it! Think along the line of Candy Crush with the numbers (figures)!

Figure Up! iOS App

If you have some time to kill (like when commuting via public transports), can consider improve your mathematical prowess and have fun along the way. You can download it from the App Store here.

Cheers!

Interview With Jes Of SimplyJesMe Blog

It has been a while since my last "Interview With The Fellow Investors" series, 4 months plus to be exact. Of course, I want to make this as evergreen blog series, as long as there is willing interviewees, I will ensure its continuity.

Our next interviewer is the second lady blogger in this series, she is Jes from SimplyJesMe blog (I like the name). Even though I've not met her personally but I drop by her blog occasionally. 

Without further ado, let's start the ball rolling....

Q1 : Can you give us a brief introduction about yourself?
A1 : I am Jes, a 30 years old Singaporean who is doing SimplyJesMe just for the love of sharing my thoughts. It does not have a niche like others, I blog about everything that I like, such as free and easy travelling tips, personal finance and stories to push people into action. Actually I started the blog and aim to be a financial blogger with my first post on OCBC 360, but I found I am not keen to keep talking about stocks and FA, which led me to blog about my travels and others.

Q2 : Are you a full-time or part-time investor at the moment?
A2 : I am a part time investor in stocks, not pro enough to go full time at all.

Q3 : When (at what age) did you start investing in shares and who has influenced you the most?
A3 : I started investing at 25 years old after some influence from my parents. My first stock was Olam thanks to a tip by a good friend. After which, I started to read up actively on passive investing. “Rich dad, poor dad” and “One up on wall street” gave me more insights into the world of investing.

Q4 : Do you view yourself as long-term (holding shares in years), short-term investor (holding shares in days/months) or mixture?
A4 : I am usually a long term investor but would go short term if I feel that the stock is over valued. However, till now I still have not started to cut loss so I am earning money with only book loss!

Q5 : What is your basis of selecting the shares to invest (e.g. basing on fundamental analysis, technical analysis or other methods/sources [share a little bit more details if it is the latter])?
A5 : I based it more on fundamental analysis. Peter Lynch’s formula in “One up on wall street” is a good guide and I slowly fine tune it to the current market situations. I believe people need to start investing so that they will monitor their stocks and learn from the actual experience. Most friends I know are stuck at the stage where they do not dare to invest out of fear of the high risk.

Q6 : What is your targeted and achieved annual rate of returns (%) so far?  
A6 : My targeted rate of returns : 8 %
        My achieved rate of returns : 5% (Including book loss)

Q7 : What is your most recommended online investing resource (site or blog) to share with our readers?
A7 : Investopedia.com, and all the other blogs recommended on my blog. 

Q8 : Besides shares, what other investment are you involved in (e.g. Real Estates, Bonds or REITs etc)?
A8 : My own business SnackFirst.com, where I strive to provide happiness in the form of snacks from all over the world. 

Q9 : What is your Portfolio Distribution like?
A9 : 60% equities, 40% cash. Besides stocks, I also invest monthly and passively in STI ETF through POEMS Sharebuilder.

Q10 : If the readers what to get in touch with you, how to get hold of you? (Sharing of your website/blog/social media profile etc..)
A10 : They can contact me through SimplyJesMe/SnackFirst contact me page, Facebook, Twitter or Instagram.

Last but not least, if you are a retail investor and would like to be featured in my "Interview With The Fellow Investors" blog series, please feel free to email me at investopenly@gmail.com 

Also, for the complete list of my interviewees and their posts, check it out here.

Cheers!

Super Group - Time To Accept The Offer!

Ever since the news broke out in Nov 2016 that Super Group (S10) might be acquired by Dutch tea and coffee company Jacobs Douwe Egberts (JDE), the share price has hiked 34% to $1.30, as at yesterday (17/03/2017), which is also the offer price. For more details of the earlier news, check out the Straits Times article here. 

Five months later, finally received the official cash offer documentation in a super thick package. Of course, for a minion-size shareholder like me, the natural logical reaction is to accept the offer, even though it will be at a lose as I got it at the peak ($1.465). 

The funny thing is I noticed that there is no FFA (Form Of Acceptance and Authorisation) and self-address envelope being attached to the package, which is usually the case as per one of my more seasoned friend (this is the first time I received such offer document). So, never take thing for granted, it is not a perfect world after all! lol 

So, the recourse is to download the FFA from the SGX site, which I did, luckily the offer document did provide an easy to understand steps to download the form ourselves. The next step is to mail it out before the offer closing date. Oh, by the way, if you have not already know, the closing date has been extended to 25th Apr 2017, Tue (from the original 11th Apr 2017, Tue)   

Also, as highlighted by one of my other friend, the share price did went up to 1.305 brieflyly this week, I am rather puzzled, why would some one buy it at an higher price now? Anyone has any clue? :-) 

Are you vested in Super Group, will you be accepting the Offer? 

Cheers!

Singapore's Hospitality Trusts Comparison - Which One Came Out Top?

Personally, I have a number of REITs (Real Estate Investment Trusts) and quite inclined to this investment instrument. One of the main reason of course is for the Dividend Yield. Am currently vested in Accordia Golf Trust, Soilbuild Business Trust, Lippo Malls Trust and Cache Logistic Trust, mostly minion size though. 

On second look, I noticed one thing! I haven't been vested in any Hospitality Trust before. Hence, this triggered me to look deeper in all the Hospitality Trusts available in Singapore and did a brief comparison (see below):

Singapore's Hospitality Trusts Comparison (sorted by Name)

In fact, there are not that many Hospitality Trusts around, six to be exact. Those yellow highlights are deemed favorable indicators and out of the six, Far East Hospitality Trust (Q5T) came out top, purely by comparison. Besides, I quite like the fact that it has not launched any Rights Issue so far, which I viewed it as a positive sign. 

Having said that, there are a few things about Far East Hospitality Trust worth considering before making the plunge :

1. Declining business performance in view of the competitive market:

Source : Presentation Slides of Far East Hospitality Trust

2. Declining Dividend Distribution History:

Far East Hospitality Trust - Dividend History

3. Concentration risk - Far East Hospitality Trust only has Hotels/Residence in Singapore and the market is rather competitive. 

Are you vested with Far East Hospitality Trust? What is your view? 

Cheers!

P/S: Do you own due diligent (DYODD)

Kimly IPO - The Complete Resources

By now, I am pretty sure that most of the retail investors know that the upcoming IPO in Singapore is non-other than the home-grown traditional coffee shop, Kimly Limited (金味). 

Everyone are excited about it! Or is it? 

Anyway, following are some of the gist of Kimly's IPO:

Company                 : Kimly Limited

IPO Price                 : $0.25 per share

Size of IPO Shares  : 3.8 millions shares

IPO Close On          : 16th March 2017 (Thu), 12 PM

First Trading Date   : 20th March 2017 (Mon)

For those who like to read up more more details, check out the Kimly IPO Prospectus and Product Highlights Sheet.

I've also took this opportunity to briefly comb through the financial blogshere and and generally gotten the signal that it would be a hot chilli padi.. (read : positive)

If you are keen to see what are the other local financial bloggers' views and analysis about this upcoming IPO, check out the links below:  

1. From my friend, Brian (owner of A Path To Forever Financial Freedom) : Kimly Limited IPO - Should You Be Getting This?

2. From  Singapore IPOs (Mr IPO) : Kimly Limited (note: Mr IPO is vested in this company, probably through the Private Placement)

3. From 10% Per Annum : Kimly IPO - Exciting Stuff?

4. From Singapore Stock Investing (SSI) : Kimly IPO

Oh, if you are new to IPO and not sure how many shares to buy, check out the timely analysis done by The Finance SG : How much shares should I apply in a IPO?

Personally, I will be trying my luck next week too! :-) Having said that, with mere 3.8 millions shares, I think you got to be very lucky to get it :-)

Cheers!

Logan - 3 Things We Can Learnt From It (About Life and Investing)

After the big hoo-hah on the upcoming 30% water price hike (from Budget 2017), the latest viral news that keep popping-up in my social media profiles is non-other than the just-released blockbuster movie, Logan. 

Logan, supposedly the last installment of the standalone Wolverine movie to be helmed by Hugh Jackman, as the titular role). To me, it is also the BEST wolverine movie thus far and possibly the best X-men movies too.

It is refreshing, it is bold (rated M18 in Singapore and rated R in the USA) and it is unforgiving-ly emotional. 

Every good movie can teach us one or two things about life (or for that matter, about investing). So, following are the 3 things that I've learnt from Logan, the movie :

1. Everyone go through the similar life cycle about life struggles (at some point in life), going through aging and death. Regardless of who you are and how powerful or wealthy you are (or used to be), I am sure you have your fair share of struggles (in life or about life) and ultimately, the end result is almost the same i.e. aged and certain death. The only different is : when and for how long (in relation to the struggles and aging)?

So, while we are still healthy and full of energy, make a difference to the people around us (positively). Just like how Logan helped the young mutants to escape from the villain. Of course, if you are good in investing or making some extra passive incomes, do share your "secrets" too! :-)

Aged Logan aka Wolverine

2. There is/are always someone better than we are. Again, regardless of how powerful, skillful or wealthy you are, there is/are always someone else one notch better than you. The only way to go about it is to accept the fact, live life humbly and embrace each other. You thought wolverine with the blood thirsty claws and self-healing power is unbeatable? Wait till you see the X-23 aka Laura Kinney (by Dafne Keen).

Same thing in investing, if you think you are unbeatable and found a sure-win formula, don't be too happy as yet... :-)

X-23 in Logan

3.  Collaboration is the way to go in life. In the movie, all the young mutants collaborate together (with the help of Logan) to fight against and won over the villains. To win in life, we need to collaborate with others and embrace each others' strength and weakness so as to win over every day's life challenges. If you win alone, it still means you are losing something.

How do we collaborate in investing? I guess by discussing/sharing some financial and market news/insights among the peer retail investors is one way of collaboration. Currently, the most effective way to do it is via Whatsapp chat group! Those friends in my financial bloggers chat group know what I am talking about :-) 

If you've not watched the movie yet, what are you waiting for?

If you are still not convinced, do check out my non-spoiler review here:

Or the movie trailer here:

Have you watched Logan? What is your review?

Cheers!