Weekend Sharing - World Cup , CareShield Life and Pulau Ubin

We are already at the second weekend of the beginning of second half of the year, what have you achieved so life, both in your career as well as in personal life (including your financial state)? Anyway, it's just a question for you to ponder since we are at the mid-term (of the year) now. Whatever the answer, you can't change the past, you can only take stock, review what you can do at the moment and move on. 

Keep going and keep smiling (my living motto). 

Since it's a Sunday, so just share some thought on some interesting/personal topics:

On World Cup 2018:

Finally, we are a couple of hours away form the FINAL game of World Cup 2018. It will be a face off between France and Croatia. I have predicted an showdown between France and England (see my earlier post here) but Croatia seems to be disagree with me :-)  

Would it be an anticipated winner or an upset (since upset is norm in this tournament)?  Of course, I am still sticking to my very initial prediction that France will be the champion again this year. Well, ball is round, we will know the outcome very soon.  

What is your prediction? 

On CareShield Life Premium Equality:

Recently, there has been a hot debate on the CareShield Life's gender-differentiated premium (the crux of the issue is that the premium for female is higher than the male). In fact, current's ElderShield scheme is already under gender-differentiated premium mode, which is a fair costing (at least to me) since female generally has a longer lifespan. 

What I thought might be a feasible solution is for Government to give female policyholders a much higher rate of subsidies (to better compensate them for the higher premium), this will ensure equilibrium of the premium (instead of male policy holders cross-subsidizing female policy holders as I foresee that to achieve a standardized premium rate for both male and female, the "new" premium rates will be higher than the current stated male premium rates).      

On Pulau Ubin Excursion:
Yesterday, decided to have an half-day excursion at Pulau Ubin in the afternoon. Initially was planned to go in the morning but due the gloomy sky and drizzling in the morning, decided to follow the the weatherman app which forecast that it will be sunny after 2 PM (which is quite "zhun" aka accurate).

It has been nth years since I last visited Pulau Ubin, I am happy that most of the kampung lifestyle is still preserved well, especially at the centre near the Jetty. Just 10 minutes bumboat ($3 per person) away from the mainland into the serenity of nature, far far away from the concrete jungle and noise pollution. 

The best way to get around the island is by riding a rented bicycle, plenty of bicycle renting shops there but the pricing are quite different. For me, I picked an higher end bicycle which cost me only $10 for the whole day.

I've achieved my mission of the excursion, which is re-visiting the quarry (the one which is more spectacular is called Ubin Quarry) and Chek Jawa Wetlands.

Following are some photos for sharing..

Pulau Ubin - The True Kampung lifestyle!

Puaka Hill

Selfie at Puaka Hill before trek up to the peak for the view

After 10+  mins trek up the Puaka Hill, this is the view of Ubin Quarry 

Second mission - Chek Jawa Wetlands

The friendly wild boar is strolling at his hometown

Board Walk at Chek Jawa Wetlands

The Viewing Tower at Chek Jawa Wetlands

Chek Jawa Wetlands Visitor Centre - One of the most iconic one in Singapore (front view)

Chek Jawa Wetlands Visitor Centre - One of the most iconic one in Singapore (back view)

Chek Jawa Wetlands Visitor Centre - One of the most iconic one in Singapore (thumbs up!)

Cheers!