Wednesday, January 23, 2019

Top 5 2019 CNY Movies Of Our Choice

2019 Chinese New Year (CNY) is just around the corner, I believed most people are busy with the spring cleaning, CNY cookies tasting and buying, new clothes in preparation of the Year of Pig. This is my year (本命年) and after 4 cycles, I am blessed that I can still sharing stuff on this blog (and elsewhere), enjoying simple life and keep going. 

Being a movie buff, watching CNY movies with family and friends during CNY period is always one of the celebration highlight. This year, there are plenty of choices, out of more than 10 CNY movies, my friend and I have hand-pick 5 CNY movies to watch out for.

Check out the video clip below (Language : Mandarin, 10 minutes):

List of recommended CNY movies are:
神探蒲松龄 (成龙主演)
流浪地球 (吴京演)
Alita - Battle Angel
(not a true CNY movie but still one of the pick as it will be screen during CNY period)
Do you have the habit of watching CNY movies during CNY period? If yes, which CNY movie(s) will you be watching in cinema?  


Sunday, January 13, 2019

What Type Of Angler Are You In Your Investment Journey?

First, I need to clarify that fishing is not my cup of tea. I was inspired by what I've seen yesterday evening to pen this post. When I was doing my weekend walk-a-jog along Lorong Halus, near the East Entrance of Coney Island, I saw a bunch of anglers scattered around the shore and enjoying their time, some in solitude, some are with their group of friends.

Most of the anglers are using fishing rods, a few are using the fishing nets with handle while I vividly saw one of them is using plain fishing net. This set me thinking, wouldn't us, the retail investors, are doing the same thing (in our investment journey)? we are using different approach/methods (Fundamental Analysis, Technical Analysis, Income Investment etc...) with the hope to obtain some profitable returns (in the angler's perspective, the fish).

So, what type of the angler are you in your investment journey?  

1. You are using the fishing rod. You know what you are doing and you've gotten all your knowledge, skills, tools ready (the fishing rod, the bait, sourced the perfect location etc..), you are there just to enjoy your time and pretty sure that it is a matter of time the fish will get hooked. Of course, at times you might still go home empty handed but that's not within your control.  

2. You are using the fishing net with handle. You are not very knowledgeable/skillful in terms of fishing (investment for that matter) but like to try your "luck" at a very small area by using whatever tool you have on-hand (the fishing net with handle). If  "luck" is at your side, you might go home with full-load but most of the time, you are mentally prepared that you will go home empty handed.  

3. You are using the plain fishing net. Similar to "Fishing net with handle" but you are much more aggressive and prepared to try your "luck" with bigger tool (read: more expensive) at a bigger area. Again, "luck" play an important role here.  

4. You are not an angler but still enjoying watching people fishing. Fishing is not your cup of tea but you will still cheer for those anglers and enjoy watching/learning how they did it. You belongs to NATO (No Action, Talk Only) camp :-) 
You are the one at the back
I am sure some of you might not agreeable with my analogy but if you do, which type of angler are you?


Saturday, January 5, 2019

Open Electricity Market - First Thing I Did in 2019 Is To Switch

iSwitch Open Electricity Market
I am excited that finally Singapore's electricity market is opening up and we (as consumers) have more choice and say in selecting our preferred retailer. Of course, the most important thing is because of the "competition", the consumers can enjoy more competitive rate (as opposed to only with SP previously).

I have the privilege to switch my electricity supplier from 1 Jan 2019 (as I am staying in Zone 1 of their rolling out schedule) and have done some brief homework (i.e. comparing price and retailers). By the way, there are as many as 22 retailers to choose from (excluding SP). 

Open Electricity Market - Rolling Out Schedule
Open Electricity Market - Rolling Out Schedule

Finally, I've decided to switch to iSwitch yesterday. 


1. I've chosen the fixed price plan and they are cheapest in the market. Their current rate is $0.1766 per kWh (SP's current rate is $0.2413 per kWh). So, based on the initial estimation, I should be saving about 20% of the electricity bills from next month onward (the switch will take 10-12 working days to take effect).   

2. The switch is quite seamless and everything is online. As I made the switch with one of their sales agent, they help me fill-up everything in their mobile device and instantly I've received the confirmation email about the switch. 

3. SP is still behind the scene in supplying the electricity hence stability remained. In short, there is no separate installation required for the switch, I just take it as a change of billing provider while saving cost. 

I think this is a no-brainer for the switch, the question is to WHO? For more details about the Open Electricity Market, you are recommended to do your homework at their official site here. 


Wednesday, January 2, 2019

How Can Cryptocurrency Be Applied Beyond Peer-to-Peer Payments?

Cryptocurrencies like Bitcoin are about to revolutionise the way we move money around, and this will
signal the end of the third-party handlers, namely banks and credit card companies who have been
taking a slice of the action since time began. Peer to peer payments can be made by individuals across
the globe using blockchain technology, with instant and anonymous funds transfer at the speed of
light, yet there are other applications for cryptocurrencies and more specifically, blockchain technology.

four round silver-colored and gold-colored Bitcoins

Image Source: Unsplash

Customer Loyalty Programs

Commonly used in all industries, customer loyalty programs using Bitcoin as an incentive could reignite
a dying sector. It is estimated that around 30% of all customers who join loyalty programs, leave without
ever using the benefits, and perhaps Bitcoin is an attraction worth having. Cryptocurrency is hard cash,
which is always be the best incentive for customers to respend, and as the target is digital, it is very easy
to monitor and control.

Breeding New Industries

Cryptocurrency has spawned a new investment sector, with many specialist brokers who advise big
investors and there are Bitcoin dealers online who offer a wide range of investment opportunities in the
cryptocurrency market, with bitcoin exchange for Melbourne investors easily carried out using a
smartphone. Bitcoin has always been a roller coaster ride for the investor and there are as many who
lost it all as there are who became rich, and with a recent drop to around the $4k mark, now might be
the right time to invest in Bitcoin. If you owned a Bitcoin on Christmas Day 2017, it was worth a
whopping $17.5k, and many investors correctly read the signs and dumped at that time, causing a slump.

Man, Business, Adult, Suit, Bitcoin, Cryptocurrency

Image Source: Pixabay

Charity Boost

The ease with which cryptocurrency can be moved around will most definitely help major charities,
with instant and anonymous donations that can be made for free, by anyone and from anywhere. No
credit card or bank information is needed for a cryptocurrency transaction, as both donor and
recipient have private keys that interact, thus creating a new data block that is added to the chain.
Much of the money given to charity is gobbled up in the transfer, and blockchain technology puts an
end to that.

Loan Security

Bitcoin can be used as collateral for a loan, as it is as good as cash, and if two parties come to an
agreement, funds can be transferred and released according to the agreed terms and conditions. The
banking sector is terrified of the potential damage that blockchain technology can send their way and
are already investing heavily into ways of establishing some form of control within the blockchain.

Person Using Laptop Computer on Table

Image Source: Pexels

The future is looking rosy for Bitcoin, as it is the leading cryptocurrency and is forecast to become the
most used method of funds transfer. If you would like to invest in cryptocurrency, all it takes to find a
local Bitcoin dealer is an online search, and you can take the first steps towards a secure long-term
investment in what will soon be universally applied.

This article is published in partnership of Mediabuzzer

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