Monday, March 31, 2014

Finally! I've Submitted My First Stocks Purchase

Shares Investment
Today! I took the ACTION!
With some extensive reading and research for the past two weeks or so, finally, it is ACTION Time. As you can see, I am not NATO i.e. No Action & Talk Only ;-)
So, what have I transacted (or should I called Submitted as still pending for them to get through)? Following are the stocks involved :
1. CSE Global (544) - Buying 2 lots at $0.58 (current price at writing is $0.59)
Note : CD (cum-dividend) of $0.03 per share until 16/04/2014  
2. Straco (S85) - Buying 2 lots at $0.58 (current price at writing is $0.59) 
Note : CD (cum-dividend) of $0.02 per share until 05/05/2014
I will monitor closely how it goes by the end of day and update regular progress of my portfolio.
Looks like it is getting excited... ;-)

Market News In 2 Minutes @ 31st Mar 2014

Market News in 2 minutes
As stock investors (even though a small one), it is important to keep abreast with the latest financial and market news. Since I am in it, I thought it might be worthwhile to share it out with my readers too.

Hence, I started this "Market News In 2 Minutes" series.
Following are the "Market News In 2 Minutes" for today :
1. P&G (Procter & Gamble)  - unveiled its new $250 million research and development (R&D) centre in Singapore on Friday, giving a boost to the country's efforts to build its consumer businesses sector. (source : The Edge)

2. OCBC (O39) - has requested for a trading halt and an acquisition of Wing Hang Bank in Hong Kong may be in the card (source : SSI Blog)

3. UMS Holding (558) - Announced that they are proposing to issue out 1 Bonus share for every 4 existing ordinary shares held by shareholders which are subjected to approval. The bonus shares will not be entitled to any dividends, rights, allotments or distributions. (source : The Finance blog)

Sunday, March 30, 2014

Market News In 2 Minutes @ 30th Mar 2014

Market News in 2 minutes
As stock investors (even though a small one), it is important to keep abreast with the latest financial and market news. Since I am in it, I thought it might be worthwhile to share it out with my readers too.

Hence, I started this "Market News In 2 Minutes" series.
Following are the "Market News In 2 Minutes" for today :
1. CapitaLand (C31) - It's subsidiary, Shanghai Zhong Da Industry Development Co, has secured a 60% interest in two adjacent prime residential sites in the New Southern Area of Chengdu, Sichuan, China, for RMB752 million (about $155 million). CapitaLand plans to build an estimated 4,600 apartment units on the 133,333 sq m sites to cater to first-time home buyers and upgraders. Construction is expected to begin in the second quarter of 2014 with the first phase targeted for launch by end 2014. (source : The Edge)

2. SembCorp Industries (U96) - Has commenced construction of its largest energy-from-waste facility, worth $250 million, in Singapore. Expected to be completed in early 2016, the project is the first to use industrial and commercial waste to produce steam for supply to companies on Jurong Island. (source : Shares Investment)

3. Neo Group (5UJ) -  It's FY13 turnover rose 25.6 percent to $52.4 million, underpinned by growth in its food catering business and an expanded number of outlets in its food retail business. Consequently, net profit more than doubled to $6.4 million. The firm proposed a final dividend of $0.0151 per share, bringing total dividends for the year to $0.0267, which is 78 percent higher compared to FY12’s total dividends of $0.015.  (source : Shares Investment)

4. SIIC Environment Holdings (5GB) - Planned to sell its subsidiary, Wuhan Kaidi Water Services, by way of open bidding on the Shanghai United Assets and Equity Exchange. The minimum sale price is Rmb7.9 million (approximately $1.6 million). (source : Shares Investment)


Friday, March 28, 2014

Market News In 2 Minutes @ 28th Mar 2014

Market News in 2 minutes
As stock investors (even though a small one), it is important to keep abreast with the latest financial and market news. Since I am in it, I thought it might be worthwhile to share it out with my readers too.

Hence, I started this "Market News In 2 Minutes" series.
Following are the "Market News In 2 Minutes" for today :
1. SembCorp Industries (U96) -  started construction for its largest energy-from-waste facility in Singapore (at Jurong Island). It costs about $250 millions and expected to complete in early 2016. (source : The Edge)

2. Heeton Unit (5DP) - Imperial South East Asia Investment (ISEA) (an The associate company of Heeton Holdings had entered into a 49-51 joint venture agreement with Cambodian-national Lok Oknha Sear Rithy, to establish a JV company known as New Global Imperial Investment Co. It will be involved with real-estate development and investment holding activities in Cambodia. (source : The Edge)

3. Noble Group (N21) - A subsidiary of Noble Group has formed a joint venture company with Australia-listed Qube Holdings, known as Quattro Grain, to develop and operate a new multi-user grain handling facility at Port Kembla, New South Wales. (source : The Edge)

4. Singapore Airlines (C6U) -  SIA issued $500 million worth of bonds under two tranches. The first tranche consists of $200 million seven-year bonds yielding 3.145 percent, while the second tranche consists of $300 million worth of ten-year bonds at a yield of 3.75 percent. (source : Share Investment)

5. Hyflux (600) - formed a joint venture (JV) with Tolaram Corporation for the development of membrane-based water treatment plants in Nigeria. The JV company, Yewa Water Company (YWC), will be incorporated in Singapore and its equity stakes held equally between the two parties. (source : Share Investment)



These Investing Rules Will Definitely Help Newbie Investors Like Me!

First, do take note that these rules are not created by me (for obvious reason since I am a newbie investor), I chanced upon a whole list of 50 simple rules from and just hand-pick 10 of them to be shared over here. 
For the complete list of the rules, check out the blog post here. Thanks to the folks at as I can relate to most of these rules.
Now, here are my favourites among them. In fact, many of them are applicable to life (and not only investing) in general :
1. Only invest in products and companies you can explain to a six-year old
2. Read more history and fewer forecasts.
3. Every five to seven years, people forget that recessions occur every five to seven years.
4. When in doubt, choose the investment with the lowest fee
5. You shouldn’t feel strongly about any investment you haven’t spent at least a week thinking about.
6. Change your mind as often as the facts change.
7. Sleep on every investment decision for a week, then run it by a trusted friend before acting.
8. You can probably afford not to be a great investor — you probably can’t afford to be a bad one.
9. Assume the worst, hope for the best, accept reality.
10. ”Invest in what you know” is dangerously simplified.
Do you have your own rules to add? Feel free to drop me a line or two in the comment section.

Thursday, March 27, 2014

Market News In 2 Minutes @ 27th Mar 2014

Market News in 2 minutes
As stock investors (even though a small one), it is important to keep abreast with the latest financial and market news. Since I am in it, I thought it might be worthwhile to share it out with my readers too.

Hence, I started this "Market News In 2 Minutes" series.
Following are the "Market News In 2 Minutes" for today :
1. Ascendas Hospitality Trust (Q1P) - is buying Osaka Namba Washington Hotel Plaza in Osaka, Japan for 8.9 billion yen ($110.8 million). This would diversify its portfolio and boost returns.(source : TheEdge)

2. Boustead Singapore (F9D)- Its energy-related engineering division has secured a $50 million contracts from the oil and gas industries globally. (source : TheEdge)



Four Important Singapore Shares Apps In My iOS devices

shares ios apps
I am just started with my Shares Investment Journey a couple of days ago and have not transacted anything yet, however, I've installed 4 important FREE iOS Apps related to Singapore shares which allow me to keep abreast with my investment on the go.

As I am a small investor, I do not wish to invest unnecessarily in some paid apps and thus resort to the best possible free apps available in the app market now.

Without further ado, here are the 4 free iOS apps in my iPhone and iPad Mini now:

1. Shares Investment (iOS link):
This is the companion app from one of the popular shares magazine in Singapore (naturally, it is also called Shares Investment). I use it to keep abreast of the latest market news and share prices.

2. SG Stock Alert (iOS link):
As the name implied, this app is meant to alert you when the parameters that you set (e.g. targeted price, volume etc...) is hit.

3. POEMS SG (iOS link):
This is the online share trading app from Phillips Securities, I will be using it to do the trading.

4. SG Stock Calc (iOS link):
This app will calculate for you what is your profit(or loss) and the returns (in %) just buy punching in the buy/sell prices, number of shares and the broker. It will take care of the rest, including the prevailing GST. Cool app!

What are the other Singapore shares related apps installed in your mobile devices?


Wednesday, March 26, 2014

Market News In 2 Minutes @ 26th Mar 2014

Market News in 2 minutes
As stock investors (even though a small one), it is important to keep abreast with the latest financial and market news. Since I am in it, I thought it might be worthwhile to share it out with my readers too. 

Hence, I started this "Market News In 2 Minutes" series.
Following are the "Market News In 2 Minutes" for today :
1. Boustead Singapore (F9D) - one of its subsidiary has won a "major multi-million dollar contract" to design and supply water and wastewater treatment facilities in Indonesia.

2. Mandarin Oriental International (M04) announced its hotel expansion plan in Munich for US$170 million through the construction of a mixed use complex on an adjacent site.


Tuesday, March 25, 2014

BREAKING NEWS - Genting Hong Kong Has Applied For Mainboard Listing in Singapore

Breaking News series
BREAKING NEWS series is the snippet of latest hot from oven news that I've chanced upon either online or offline. 

Today, the news is on Genting Hong Kong. According to the reliable source, Genting Hong Kong has applied for a secondary listing on the Mainboard of the Singapore Exchange.

Currently, Genting Hong Kong has a primary listing on The Stock Exchange Of Hong Kong (HKSE). If the application went through successfully, it will be traded on the Mainboard of the SGX in US dollars.


Market News In 2 Minutes @ 25th Mar 2014

market news
As stock investors (even though a small one), it is important to keep abreast with the latest financial and market news. Since I am in it, I thought it might be worthwhile to share it out with my readers too.  Hence, I started this "Market News In 2 Minutes" series.
Do take note that for a start, my focus will be on the news that related to Singapore market. If you have any news that worth sharing, fell free to add the link in the comment section.
Following are the "Market News In 2 Minutes" for today :
1. Tiger Airways Holding (J7X) entered into an agreement to order 37 Airbus A320neo aircraft (to be delivered from 2018 to 2025). 
2. Vibrant Group (F01) proposed the acquisition of a 50-percent stake in Celestine Management for $2.5 million.
3. Enviro-Hub Holding’s (L23) subsidiary, Leong Hin Piling, has secured a $19.2 million contract from Kranji Development.
4. Starhub's (CC3) FY13 Results was 5% below forecast (source : OCBC Research) 
5. Temasek-linked Dymon Asia Private Equity (Dape) has pumped $15 million into Singapore-based company HSL Constructor, a marine civil engineering and construction firm.


Monday, March 24, 2014

Weekly Recap #1 - My Share Investing Journey @ 23rd Mar 2014

Since this is my maiden investing journey, I've decided my write a "Weekly Recap" posts on regular basis to share what I've done in the past week.
I will jot down  anything that I've learned or transacted over the past week, in relation to my Investing Venture.
So, here we go:
What I've Learned?
1. There are more than one approach/method of Value Investing. In short, not everyone can be Warren Buffett and we need to find an approach/method that suit our investment appetite and capability. One of the other approach was shared in my earlier post here (video).
2. The "minimum charges" of the commission charged by the brokers varies and I find that Citibank's Online trading platform is the lowest ($18 as compared to the others, which is $25). See my earlier post on this topic here.
Shares That Caught My Eyes So Far:
1. Riverstone Holdings  (AP4) @SGD0.805
2. Straco Corporation    (S85)  @SGD0.585
3. Tai Sin Electric Ltd   (500)  @SGD0.335
What Shares Have I Transacted?
1. No shares were transacted yet.
Useful Resources :
1. Google Finance's Stock Screener allow you to search for a particular set of stocks that matched your criteria like PE Ratio range, Price range etc.
Google Finance Stock Screener
Google Finance - Stock Screener : sample criterias
That's it for today! Wish you have a great week ahead of you.

Sunday, March 23, 2014

Another Way To Look At Value Investing In This 1 Hour Video

It's a stay-home Sunday, amidst the humid weather, I continue my internet research on investment to boost my knowledge about Value Investing. And the discovery today is an one hour plus Value Investing Seminar video conducted by Mr Eric Kong (from Aggregate Asset Management).

The speaker, Eric is a fund manager and his speech given me another perspective of Value Investing. In fact, his investment approach is kind of contradicts with Warren Buffett's, and with valid explanation. I believed most of the small investors can attest to it.

Following are a few key take away from the video :
1. Two of the key indicators in choosing stocks are PE (Price Earning) and Price To Book Ratios.
2. Price Eearning Ratio is how much you prepared to pay for the earning of the company? Hence, the lower the better.
3. Price To Book Ratio is how much would you pay to get back what the company left if it is liquidated? Hence, the lower the better.


Saturday, March 22, 2014

Should I Invest Via Citibank Online Brokerage Instead Of Phillips Securities' POEMs Now?

Share trading commission charge
As part of my investment venture, finding a suitable online trading platform is paramount at the moment. Sometime back, for whatever reason, I've registered for the Phillips Securities' POEMS platform but never really traded anything there. 

Through my recent research, I noticed that there are quite a substantial variation of commission rates between the platforms and following are my findings (comparing Phillips Securities' POEMS with Citibank's Online Brokerage) :

                             Commission Rate (%)     Minimum (SGD)
POEMS                      0.25                              $25
CITIBANK                   0.25                              $18

For a small investor, the minimum charge is important as for a start, I am pretty sure that my trading value would not hit anything more than the minimum charges. To exceed it, the trading value (per transaction) need to be more than SGD10,000.

So, purely from commission rate perspective, I believed I should opt for Citibank's. Or did I miss anything out of this equation? If you folks are familiar with either of the platform, do help to provide your advice.


10 Quotes From Warren Buffett That Go A Long Way

Warren Buffett
Warren Buffett, the world's best investor in our time is one of the most respected investment gurus with many followers.
His view and words of wisdom are often common sense but nailed it to the max in achieving the wealth that he and his business is enjoying now.

Hence, I've since collated 10 best quotes from Mr Warren Buffett which I thought are both inspiring and educational. Now, sit back and enjoy these quotes that potentially will make any commoner wealthier.
(1) Rule No 1 : never lose money ; Rule No 2 : don't forget rule no 1.

(2) Price is what you pay ; Value is what you get 

(3) You don't need to be a rocket scientist. Investing is not a game where the guy with the 160 IQ beats the guy with 130 IQ.
(4) You only find out who is swimming naked when the tide goes out.

(5) When we own portions of outstanding businesses with outstanding managements, our favourite holding period is forever.
(6) Time is the friend of the wonderful business, the enemy of the mediocre.
(7) The best thing that happens to us is when a great company gets into temporary trouble… We want to buy them when they’re on the operating table.
(8) I try to buy stock in businesses that are so wonderful that an idiot can run them. Because sooner or later, one will.
(9) It’s far better to buy a wonderful company at a fair price than a fair company at a wonderful price.
(10) be fearful when others are greedy and greedy only when others are fearful
Which of the above quotes you like the best?

Friday, March 21, 2014

Value Investing Code - The Warren Buffett Way : A FREE Udemy Course That Worth Your Time!

value investing code - make money in the stock market the warren buffett way , udemy course
I am a proponent of life-long learning. Chinese we have a saying "活到老,学到老" (continue learning till we are old). Thus, it is important for all of us to keep learning and expanding our horizon.
With the launch of MOOC (Massive Open Online Courses) platform like Coursera and Udemy, learning can me immediate, online and free (most of the time). Recently, I've registered for the Udemy platform and a completed a FREE course called "Value Investing Code - Make Money In The Stock Market The Warren Buffett Way".
The knowledge and information shared in this course is massive and I've never learned so much from an free online course before. In fact, it is only after completed this online course that triggering me to set-up this personal blog to document my share investing journey.
If you are not an Udemy user yet, do register it right away as it is free to register and I am sure you can find one of two (free or paid) courses that you can attend while on the move (through their mobile app). To register, just click on the image below:
Start learning on Udemy today!
To go straight to the free "Value Investing Code - Make Money In The Stock Market The Warren Buffett Way" course, click on the image below:
value investing code - make money in the stock market the warren buffett way
Hope you like my sharing.

Thursday, March 20, 2014

FREE Stock Report - 10 Easy Steps To Making A Millions Dollars

Being an avid reader of The Motley Fool blog for awhile, whenever I need some inject of investment ideas, I will head to the blog. In fact, the other key reason that I like about their articles is their writing style, which is informal, easy to understand and funny (especially those written by the owner, Mr David Kuo).

Today, I am going to share one of their killer stock report called 10 Easy Steps To Make A Millions Dollars. I've downloaded and digested it myself, I find that it is a refreshing read. And no, you won't be a millionaire just by downloading and read it, it takes time and ACTION!

So, if you are interested, click on the image below to download it for FREE:

As Robert Kiyosaki (author of Rich Dad Poor Dad) said, Knowledge is the one make us rich, so, you are on your way there ;-)


My Evaluation of Riverstone Holding Ltd (AP4) And Why It Is One Of My Picks

As per my earlier post, I've hand-picked two stocks (Riverstone Holdings Ltd and Straco Corporation) to evaluate further for my maiden investment portfolio.
Today, I am going to share a little bit more of my findings so far on Riverstone Holdings Ltd (AP4) and why I think it is viable investment for me.
Disclaimer : I am not a savvy investor and this evaluation of mine is meant to share my thought and research findings. Hence, by no means this evaluation should be taken as a recommendation for you to buy/sell any stocks. The statistics/figures are mainly from SGX, Yahoo! Finance and websites.   
Company   : Riverstone Holding Ltd
SGX Code : AP4
Industry : Rubber & Plastic
Description : Maker of gloves and latex for healthcare and room cleaning industries.
Last Share Price : SGD0.805 (As At 20/03/2014)
A. Business Outlook:
a. Steady increase of Net income (from 2007 to 2013, except for 2011 blip). 45% increase of Net Income in 2013 to RM58 millions (Malaysia Ringgits)
b. Production capacity of 3.1 billions
c. New plant in Taiping, Malaysia will be operational in 3rd Quarter 2014.
B. Financial Strength:
a. Steady and positive cash flow. 2013 : RM57.1 millions (Malaysia Ringgits)
b. Zero debt since 2011
C. Stock Statistics:
a. Strong and steady increase of Earnings Per Share (EPS) :
    2009 : 9.54 (Malaysia Sens)
    2010 : 13.0 (+36%)
    2011 : 12.2 (-6%)
    2012 : 12.2 (0%)
    2013 : 16.0 (+31%)
b. Strong and steady increase of Returns On Equity (ROE):
    2009 : 18.1%
    2010 : 21.7%
    2011 : 18.%
    2012 : 16.6%
    2013 : 20.1%
c. Strong Return Of Assets (ROA) of 12.1 % (which is higher than the benchmark of 7%)
d. Upwards trend of Free Cash Flow Per Share (FCFPS) :
    2009 : 4.4
    2010 : 2.8
    2011 : 3.9
    2012 : 9.6
    2013 : 14.0

    FCFPS is a signal of company's capability to pay debt, buy back share and facilitate growth
e. Reasonable Price/Earning (P/E) Ratio of 13
f. Steady increase of Dividends :
   2009 : 5.3 (Malaysia sens)
   2010 : 5.9
   2011 : 5.9
   2012 : 6.0
   2013 : 6.8

g. Dividend Yield of 3.3% (as a comparison, STI's Dividend Yield is 2.8%)
h. Recent stock price movement are above 20- and 50-Days Moving Average.

D. Overall Assessment:
a. It is a BUY signal (from Value Investing perspective).  

E. My Investment Strategy On This Stock:
a. To BUY   when the price hit SGD0.78 (or lower)
b. To SELL when the price hit SGD0.97 (or higher)

So, stay tuned for my further update on this stock!

Do you folks have any differing view or additional comment about my evaluation? Feel free to share them in the comment section so that we can discuss further.

Wednesday, March 19, 2014

My Stock Pick # 1: Straco and Riverstone

OK! This being my very first attempt to select potential stocks, it is expected to take a little bit longer for my research and reading. 

Also, personally think that picking the right stock is the hardest in share investing venture. There are simply too much information to digest and different opinions and voices are forming online. Thus, I am trying to restrict myself to only a few reliable resources as research materials. So far, I've identified SGX and The Motley Fool as my main sources. 

Today, I've identified two potential stocks for my picking and they are :

1. Straco Corporation Limited (S85):
- Industry : Recreational Goods
- Develops and operates cable car facilities, aquatic related facilities, and dolphin and sea lion performance aquariums
- Last Price : SGD0.555

2. Riverstone Holding Limited (AP4):
- Industry : Rubber & Plastics
- Manufacturing of rubber gloves and latex for healthcare as well as room cleaning industries
- Last Price : SGD0.795

I am still in the midst of digesting some of the related statistics but so far my initial findings are quite positive. I will share more information on my findings in the subsequent posts. 

Are you the shareholder of these 2 stocks or going to be one? What is your take? 


Tuesday, March 18, 2014

Interview With Warren Buffett - The World's Most Successful Investor

warren buffett value investing
Warren Buffett, the world's most successful investor is undeniably also one of the world's richest, but in his own way. One thing is very clear, he don't splurge unnecessarily, in fact, if you were to know his daily routine and where he live, you might thought that he is just another ordinary granddad.  

What I am going to share next is a 59-minute BBC documentary about Warren Buffett & BERKSHIRE HATHAWAY . Discover how did a middle-class boy turn himself into the richest man in the world.

Check it out here...

Talk to you soon....

Welcome to my humble beginning!

Thanks for dropping by my humble blog. My name is Richard and I am from a tiny country in Asia called Singapore.  

This is my personal blog bearing all details about the humble journey of my little Share Investment Project (SIP). First, I need to be upfront that I am just a novice when come to investing but after reading a couple of books/websites, I've decided to  set aside a small capital and try my hand on share investment. I will document every single details of my portfolio and earnings/losing report on regular basis (for a start, it will be on monthly basis).

By the way, I am no longer in my 20s or 30s, In fact, I am 43 this year. I know I should have started much earlier but what the hack, it is never too late for anything ;-). As I am living in Singapore, for my initial investment will focus on Singapore stocks. 

Following are some parameters/criteria of my Share Investment Project (SIP) :

1. I will adopt the principle of Value Investing (as popularized by the world's most successful investor, Warren Buffett) PLUS selected charting/trending in my buying and selling decision.

2. My projected Capital Investment : Initial Capital = SGD 2,500 (plus on-going monthly top-up of SGD500).

3. My Target : Yield Annual Returns Rate of more than 10%

4. My stocks/shares selection criteria :
a. In view of my limited capital, I will focus on share prices less than SGD1.00
b. My Threshold of LOSE : 10% 
c. My Threshold of GAIN : 15% 

I am currently still in the midst of researching the stocks fall within my criteria and will share with you folks more in my next post.

Till then...

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